Some Common Questions & Answers

Got questions about how we can help you save your credit and stop foreclosure on your home?


Check out our FAQ section for answers to all your burning questions.


From how we take over mortgage payments to how we can eliminate that monthly mortgage payment, we've got you covered.

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Frequently Asked Questions

  • Can you really take over my upside down or underwater home and mortgage?

    Yes we can. We've been taking over these types of homes and the payments and mortgages associated with over 22 years experience. 

  • Is approval from my mortgage company or lender required in order for you to pay my mortgage payments?

     No. Mortgage payments can be paid by anyone. However we always notify the mortgage company or lender that future payments will be coming from us. Future monthly payments will be drawn from our account and this account will be on file with them for future reference. The mortgage company or lender are usually quite happy that the mortgage payments will be made period.

  • Who will be responsible for future maintenance and repairs?

    A. As far as future maintenance and repairs are concerned we will absorb the cost of repairs and maintenance unless it is agreed to otherwise in the contract and agreement and as long as you the homeowner have disclosed all repairs and maintenance including possible future ones truthfully with full disclosure.

  • How fast can we do this?

    A. As fast as 10 days or less in some cases if the property is already unoccupied or vacant. If you are currently living in the property or you have a tenant occupying the property we will work according to your time frame and schedule. We may even accept properties with existing tenants depending on the tenant situation. If you need time to proceed slowly you can. If you want this done faster it is possible as well depending on the situation.

  • How do I know the mortgage payments will be made?

    A. You will always have the ability to call the mortgage company or lender if you so desire at anytime to check the status of payments. We also sign a legal contract and agreement with you stating that payments will be made in exchange for the property being transferred to our Trustee. After all we would not want to make monthly and future mortgage payments unless we have control of the property.